Yuki 说~~

☜♥☞ 26/8/2010 近这几个月来工作都很疲惫,身子体质变弱了,害得我常抱病上班。




☜♥☞ 之前手提电脑被偷了,里头的照片全没了,还好LX-3里还有一些相片还没删除。。。。看来应该会有一阵子不会上blog写文章了。。。

Yuki 2009-2010 年新动向~~~

☜♥☞ 完成: 16/6 - 19/6 澳门香港四天三夜游

☜♥☞ 完成: 9/8 - 11/8 Langkawi三天两夜游

☜♥☞ 完成: 5/9 (星期六) Broga Hill 茅草山一日游

☜♥☞ 完成: 913 V-snaP人像摄影交流会

☜♥☞ 完成:23/12-26/12 Going to Singapore loh~! Christmas Time (*U*)//

☜♥☞ 完成:22/3/2010-27/3/2010 玩转Bali岛

☜♥☞ 计划中: 6/12/2010-13/12/2010 台湾悠游行

Thursday, July 24, 2008

みんな、すみませんね~


对不起。。。。

对于我的怠懒,我的不足,

我只能说声抱歉!

请原谅我只能在部落世界里扮演路人甲的角色。

Wednesday, July 9, 2008

不到最后都不想出的王牌

我最近失踪了好久啊~
心情指数有高潮也有低潮,
思绪也乱七八糟的,
我想股市的走势都没有那么精彩。

“Your will be on schedule due to your last day requested on 27Jul is rejected unless you pay off for short notice from 28Jul - 16Aug, according the clause 7.0 Termination
7.3 Other Reasons
In the event either party wishes to terminate this Agreement for reasons other than those listed under Section 7.1, either party must give one (1) month’s notice period in writing or payment of one (1) month’s salary in lieu if it is during probationary period or two (2) month’s notice period in writing or payment of two (2) month’s salary in lieu if it is after confirmation of employment.......”
-reply by HR-

“I would like to clarify that I did not terminate the agreement as I will fullfil the requirement of the contract where my tenure is successfully completed with effective from 22 July 2008 and I do not resign or terminate earlier but just not intend to renew the contract (if any) as stated in my notice earlier.”
-凸(#~#)凸-

“Clause 7.3 is for termination of contract due to resignation/non renewal of contract by Employer or Employee. This has been clearly mentioned in the clause, in the event either party wishes to terminate this Agreement for reasons other than those listed under Section 7.1 Misconduct.”
-reply by HR-
(阿姐,contract里没有注明,自己加盐加醋的statement。。。不受法律承认的~)

同事纷纷问我最近心情是不是很低落,
因为不再看到昔日笑容常挂脸上的我,
面对无理的顾客也毫不客气地回应,
他们都奇怪我怎么变得那么凶了。
有吗?我真的变得那么糟糕吗?
我认为没有啊!我还是原来的我。
迷惑了。。。


“I would appreciated if you could double confirm again my status that if I do not serve 2 months notice until 15 August 2008, I still need to compesate for short notice amount even though I am not intend to renew my contract?

This is because I already checked with Labour Department yesterday with bringing along my contract as reference. Under their consultancy, as mentioned in contract, the current contract that I have is only valid til 22July 2008 and I have confirmed that there is no 2 months notice required if I am not intend to renew my contract because it is not considered as part of agreement's termination as I have sucessfully served my services as required until 22July 2008 unless I sign another new extended contract.

Besides, according to Labour Department, if Sxxxxx request for compesation, I can reserve the rights to take necessary action, taken on behalf by JKT cawangan Bxxxx. Regarding the informations that I have, I hope Sxxxxx can double confirm again because I am not hoping my experience with Sxxxxx will ended like this way. For any enquiries, please refer to

Jabatan Tenaga Kerja Semananjung Malaysia
Aras 5, Blok D3, Kompleks D,
Pusat Pentadbiran Kerajaan Persekutuan,
62530 Putrajaya.
Tel: 03-8886 5000 ”
-凸(#~#)凸-

“there is no reason for this staff to serve the 2 months notice period as she has mentioned in her e-mail since she has decided not to renew her contract with us.....we will pay her until 31st July 08 since her manager has requested and she has agreed to stay back until then”
-reply by ER Manager to HR-
(拍掌。。。。。等了好久,终于有高层人物讲出像样的话了。。。,为什么非要我撕破脸才甘愿?)

我绝对是个好员工,
因为做了一年 一次MC都没拿过。
我不曾愧对公司,
因为托付予我的工作 我都尽力完成。
我愿意同甘共苦,
因为在peak season公司不够人手时,
我牺牲我回家的假日回公司帮忙。

结果叻?这就是我该得到的待遇吗?
如果要让我一生难忘,
那么HR的那位 C小姐,
你做到了!
谢谢你让我见识了你们部门的实力,
谢谢你让我亲自奔波寻找解决方法,
谢谢你提醒我应该靠自己努力作战,
你们做的一切一切都让我感激不尽。
也许你们应该考虑看看要不要聘请我做你们的主管,
因为我看到了你们的彷徨。

Thursday, July 3, 2008

信用卡=高利贷???

As mentioned by Bank Negara Malaysia in their press statement dated 27 June 2007, the tracking of repayment behaviour is based on a 12 months repayment cycle, with effect from July 2007 statement onwards. To continue enjoying the lower finance charge, prompt repayment must be made on a monthly basis from the 13th month onwards. Should there be any delayed repayment of 1 to 2 months thereafter, finance charge at 17% per annum will be levied. For any delayed repayment of more than 3 months, the normal finance charge of 18% per annum will apply. Should the credit cardholder wish to enjoy the lower interest rate once again, prompt repayment of the minimum repayment sum must be made for another 12 consecutive months from the last delayed repayment.

If the Cardholder pays to the Bank less than the Current Balance by the Due Date a finance charge at the following appropriate rate: -

(a) 1.25% per month (effective rate of 15% per annum)
- for Cardholders who promptly settle their Minimum Payment Due for 12 months within the last 12 consecutive months; or
(b) 1.42% per month (effective rate of 17% per annum)
- for Cardholders who promptly settle their Minimum Payment Due for 10 months or more within the last 12 consecutive months; or
(c) 1.5% per month (effective rate of 18% per annum)
- for Cardholders who do not fall into any of the above categories;

calculated on a daily rest basis ("the Finance Charge"), will be applied to the outstanding balance of Card Transactions that is unpaid after the Due Date immediately following the Statement Date in which the Card Transactions are posted to the Card Account, calculated from the Due Date until any repayments are credited to the Card Account and thereafter on the reduced balance.


Furthermore, a Cardholder who maintains an outstanding balance of Card Transactions in his/her Card Account(s), as per the Cardholder’s previous month’s Card Statement, will not enjoy the benefit of the Interest Free Period for Card Transactions performed in the current month.

Illustration
Cardholder A has an outstanding balance of RM1,500.00 at the end of February 2007 and only repaid a sum of RM500.00. Cardholder A’s March 2007 Card Statement reflects the balance of RM1,000.00 rolled over from February 2007. Any Card Transaction performed by Cardholder A in the month for March 2007 will not enjoy the benefit of the Interest Free Period.


看了这篇讯息,我才发现原来银行跟高利贷真的没两样。
只不过一边是挂牌上市公司,一边是地下黑市公司。
以免大家看到一头雾水,
我就以我的understanding大概跟大家解释一下。
以上第一个例子(Illustration)说明,余帐是RM1000。
如果你的月结还有余帐, 你就无法享有20天免利息的期限。
以前大家总认为拿到月结单后,还有20天免利息慢慢偿还卡债。
现在?如果今天刷了RM100, 利息是在你的交易posted之后立即生效计算,而不是在你收到月结单后的20天后才开始计算。
最重要的是,利息是以天计(dailyrest basis)。
所以RM1100 x 利息(%) = RM X
第二天,就算你没刷卡,
你的利息= (RM1100+X) x 利息(%) = RMY
以此类推。。。。懂了吗?
以前如果你常听到大耳窿的高利贷是“利叠利”,
我很遗憾的要告诉你,我国银行业开始效法了。
这个是算法是我的朋友跟信用卡中心确认过后告诉我的,
如果有任何不对的地方,
请分享。

朋友们,现在就少刷你的卡吧!
可以的话,你现在可以把它拿出来剪成一半,
我相信大家会为你鼓掌~